How to Handle Your Auto Accident Claim

Step-by-Step Guide

1. 1

   Step 1: The first thing you should do is call your insurance company.

   Remember to get a detailed report from the doctor as this will form the basis of your claim. ,, These include dates and agreements.
   
   You should also note the name and designation of the person you are talking to as well as who their supervisors are. ,, The reason for this is that it can invalidate your policy. , This is important.
   
   Don't accept actual depreciated value when your policy has provisions for replacement.
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   Step 2: If the accident is minor and you are coherent

3. 3

   Step 3: you should gather information in the form of photos

4. 4

   Step 4: contact information of all those who were involved

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   Step 5: and details of the accident including the weather conditions and the traffic light signals.

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   Step 6: After the accident

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   Step 7: you should see a doctor who would treat your wounds as well as diagnose if any further treatment is needed.

8. 8

   Step 8: You should check your policy to see if the injury you have sustained is covered by your insurance policy.

9. 9

   Step 9: Make note of all the conversations that happens between you and your insurance company.

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    Step 10: Keep all the records concerning your injury as well as insurance claims with you till the final settlement has been reached.

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    Step 11: Be honest and not conceal any information from your insurance company no matter how small or embarrassing it might appear to you.

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    Step 12: Know the difference between depreciated or replacement coverage.

Detailed Guide

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