How to Select the Right Auto Insurance Company
Compare reliability., Check for complaints., Call or meet with company representatives.
Step-by-Step Guide
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Step 1: Compare reliability.
The company you choose should have a good reputation for settling claims.
Read online to assess the reputation of each company.
Check out the time taken by the company to process the claims and pay them off.
You can also check your state insurance department's website to find out about the company you are interested in.
Contact local body shops and ask what insurers they recommend.
Workers in body shops witness customers dealing with insurance companies all the time, and know which ones are the most reliable. -
Step 2: Check for complaints.
When checking for an auto insurance company, pay attention to its complaint ratio.
Check your state's Department of Insurance website, where the customer complaint ratio of each company is listed.This shows the number of complaints received by the company versus the number of complaints settled by them.
Higher ratios mean an unreliable company. , Gage the level of customer service available by meeting with or calling customer service representatives.
Check to see that they are friendly, prompt, and informed.
Ask the hard questions, and make sure they are able to answer you.
If a company is slow to answer and if the representatives don't answer your questions, move on. -
Step 3: Call or meet with company representatives.
Detailed Guide
The company you choose should have a good reputation for settling claims.
Read online to assess the reputation of each company.
Check out the time taken by the company to process the claims and pay them off.
You can also check your state insurance department's website to find out about the company you are interested in.
Contact local body shops and ask what insurers they recommend.
Workers in body shops witness customers dealing with insurance companies all the time, and know which ones are the most reliable.
When checking for an auto insurance company, pay attention to its complaint ratio.
Check your state's Department of Insurance website, where the customer complaint ratio of each company is listed.This shows the number of complaints received by the company versus the number of complaints settled by them.
Higher ratios mean an unreliable company. , Gage the level of customer service available by meeting with or calling customer service representatives.
Check to see that they are friendly, prompt, and informed.
Ask the hard questions, and make sure they are able to answer you.
If a company is slow to answer and if the representatives don't answer your questions, move on.
About the Author
Jerry Gibson
Professional writer focused on creating easy-to-follow pet care tutorials.
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