How to Use the PayPal Debit Card

Step-by-Step Guide

1. 1

   Step 1: Apply for a PayPal Debit MasterCard through your current PayPal account.

   It's a simple process, and the website will lead you through the application and approval system.
   
   The application will require you to answer several questions, such as your contact information, email address, language preference and type of account you wish to sign up for.
   
   The application process is relatively short and takes just a few minutes.
2. 2

   Step 2: Select a back-up method of funding for your PayPal account.

   This will link your account to a checking or savings account, which will allow funds from your bank to be used if your PayPal funds are depleted by a purchase. , When you first receive your card, default limits are automatically set for your card's use.
   
   The daily default spending limit is $3,000 USD.
   
   The daily ATM limit is $400 USD.
   
   It is possible to get these limits raised or reduced by contacting PayPal directly. , Swipe your card and enter your pin number to make your purchase.
   
   You can use it virtually anywhere: restaurants, gas stations, department stores, hotels and more. , Simply swipe your card and sign at the time of purchase.
   
   If you have enrolled as a Preferred Rewards member, you may be eligible to receive 1 percent cash back for every purchase you make. , For instance, if your PayPal account is empty and you wish to buy a tank of gas for $30, you can still use your debit card as long as the bank account that is linked to your PayPal account has at least $30 available for your use. , Go to any ATM and select the checking option.
   
   Choose balance inquiry to see how much you have available in your PayPal account. , At the ATM, enter your pin and select the checking option and choose to withdraw funds.
   
   Fill in the amount you wish to withdraw and hit the enter button.
3. 3

   Step 3: Know the limits of your debit card.

4. 4

   Step 4: Use your card as a pin-activated debit card at retail locations that accept MasterCard.

5. 5

   Step 5: Utilize the credit option for your debit card where MasterCard is accepted.

6. 6

   Step 6: Use your debit card with or without an existing PayPal balance

7. 7

   Step 7: as long as your back-up method of funding has money available.

8. 8

   Step 8: Check your balance with your debit card.

9. 9

   Step 9: Use your card at the ATM to withdraw PayPal funds.

Detailed Guide

About the Author